(514) 892-1111
(416) 627-7111
Toll-free: 1-844-627-7111
info@finxtra.ca
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Solutions for Businesses
Payments (International & Domestic) FX Risk Management Multi Currency Collection Accounts Business Lending
Solutions for Individuals
Personal Wealth & Asset Management Collect Funds & Recurring Personal Financial Needs
Industries
Importers & Exporters Software & Technology Transport & Logistics E-commerce & Retail
Why FinXtra
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Global FX Platform

Your Essential Ally For Currency & FX Risk Management

At FinXtra, we exist because most businesses are quietly losing money on foreign exchange most of these businesses think they're losing small. Banks bury margins in exchange rates. Platforms charge hidden fees. And most FX providers treat your account like a number. We built FinXtra to fix that. No hidden agendas. No surprises. Just transparent, personalized FX strategies built around what your business actually needs.

135+
Currencies you can pay
5 Yrs
Forwards contract duration
1,000+
Worldwide Clients
35
Currencies you can collect

About Us

We exist because businesses and individuals are overpaying on FX transactions

Montreal skyline at dusk
Montréal, QC FinXtra

Banks charge high margins within their quoted exchange rates. Generic platforms charge fees nobody explains. And most FX providers disappear after onboarding.

FinXtra was built differently. Founded in Montreal by a team of finance and fintech veterans with over two decades of market experience, we combine institutional-grade FX expertise with the personal attention of a dedicated advisor who actually knows your business.

We become an extension of your finance team handling everything from spot transactions and international payments to multi-currency collection accounts and long-term hedging strategies. 130+ currencies. Contracts up to 5 years. Zero hidden agendas.

In volatile markets, strategy matters more than speed. That's why every FinXtra client gets a dedicated advisor, the best pricing, and solutions built around their specific exposure not a one-size-fits-all product.

Your essential ally in the currency markets.

Solutions for Businesses

For Businesses

Solutions for Businesses with FinXtra

Comprehensive FX and financial tools designed to streamline your international operations, manage risk, and accelerate growth.

A Payments (International & Domestic)
Single Payment and Batch Payments
Send money abroad securely, one transaction at a time. OR Pay multiple recipients across currencies, quickly and accurately.
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Limit Orders
Set your preferred exchange rate and trade automatically.
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B FX Risk Management
Forward Contract & Zero Margin Forwards
Lock in your exchange rates NOW for future transfers, ask us about securing forward contracts with no upfront collateral requirement.
Learn More →
Options Contract
Hedge currency exposure with flexible trading terms.
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C Multi Currency Collection Accounts
Multi Currency Collection Accounts / Virtual IBAN
Receive and hold global payments like a local business.
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D Business Lending
Trade Finance
Bridge supply chain gaps with global funding.
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Solutions for Individuals

For Individuals

Solutions for Individuals with FinXtra

Personalized financial solutions that put your wealth and everyday needs first wherever you are in the world.

A
Personal Wealth & Asset Management
Real Estate
Invest in global property markets with smarter transfers.
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Tuition Payments
Easily pay school or university fees across borders.
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Investments
Move funds globally to support your financial strategy.
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Relocation & Expatriation
Move your life and wealth across borders seamlessly, with FX rates that protect your assets during every step of relocation.
Learn More →
B
Everyday Personal Financial Support
Travel Expenses
Spend abroad with confidence and competitive exchange rates.
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Emergencies & Family Support
Send urgent funds abroad instantly and support loved ones with reliable, low-cost transfers when it matters most.
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Inheritance & Pensions
Repatriate inherited assets and pension income across borders at rates your bank will never match.
Learn More →

Industries

Different Industries FinXtra Works With.

From commodity traders to creative talent agencies, every industry moves money across borders and every industry deserves a smarter way to do it. FinXtra delivers tailored FX solutions built around how your sector actually operates.

Importers & Exporters
Lock in competitive rates on every cross-border transaction. Protect your margins against currency swings while moving goods globally with confidence.
Learn More →
Software & Technology
Pay international teams, vendors, and cloud providers in their local currency without the bank fees. Streamline global payroll and SaaS billing in one place.
Learn More →
Transport & Logistics
Fuel, port fees, and customs duties don't wait neither should your FX. Get real-time rates and same-day settlements to keep your fleet moving and margins intact.
Learn More →
E-commerce & Retail
Sell globally, collect in local currencies, and repatriate profits at the best available rate. Multi-currency accounts built for high-volume, multi-market merchants.
Learn More →
NGOs · NPOs · Charitable Organizations
Move donations, grants, and aid across borders with zero hidden markups. Transparent FX pricing so every dollar reaches its destination not a bank's margin.
Learn More →
Talent Agents (Athletes & Entertainment)
Negotiate contracts, endorsements, and signing bonuses across currencies with zero margin surprises. Protect your clients' earnings from the moment the deal closes.
Learn More →

Why Choose Us

Why Businesses Choose FinXtra and Stay.

We serve businesses across Canada, the United States, and Mexico with access to deep liquidity, 130+ currencies, and dedicated advisors who understand your operation. Foreign exchange brokerage, done right. That's why our clients stay. FinXtra is built to scale with you.

Why Choose FinXtra
130+ Currencies. 3 Countries. Zero Hidden Fees.
Institutional FX for businesses that demand more.

Client Testimonials

Rachel B.CFO – Industrial Manufacturing
★★★★★

"I have worked with Nik for over 18 years now, I have been so pleased since the beginning made our job less worrying. He always manages to get us a better average on our FX futures contracts. I feel like he's part of our extended business."

Marcus C.Director – Property Development
★★★★★

"I have been very satisfied working with FinXtra all my referrals receive the best treatment in any currency they need to transfer. I am extremely satisfied with the level of service and quality of detail received. A great partnership win win for everyone."

Sylvie G.Directrice – Alimentation
★★★★★

« Au début je croyais que c'était trop beau pour être vrai, Joe et toute l'équipe vous êtes franchement mes fournisseurs préférés! »

Robert F.Director – Industrial Products
★★★★★

"We have worked with FinXtra for the past 15 months as our sole FX service provider. Simon and his team have provided an excellent service at all times. Simon helps us with securing forward contracts when the rates are in our favor he truly cares."

Benoit G.Contrôleur – Agent Manufacturier
★★★★★

« Je travaille avec FinXtra maintenant depuis plus d'un an, mais ça fait plus de 8 ans que je travail avec mon courtier Mark. Il est toujours disponible et réussit à nous faire sauver beaucoup de sous à comparer à notre institution financière. »

Annie L.Contrôleure – Transport
★★★★★

« Les dernières années n'ont pas été faciles mais nous sommes très heureux de travailler avec FinXtra. Ils réussissent à nous rendre plus à l'aise avec nos décisions en ce qui concerne les taux de change. Nikolas et son équipe sont toujours disponibles. »

Dave S.Controller – Importer
★★★★★

"We have used FinXtra as our payments provider and find them excellent. It is not only the savings we have made; it is the ease of making the foreign transaction. I can simply send Joe an email and he handles everything for me."

Sean H.Owner – Music Agent
★★★★★

"We use FinXtra to mainly purchase USD dollar forwards to secure rates for our clients years ahead of time. Giuseppe always responds quickly to any request. I have dealt with other currency companies in the past and found them lacking. Fully recommend FinXtra."

Anabelle C.Directrice – Agence de Voyage
★★★★★

« J'ai été référée par une amie à travailler avec Adnan. Depuis plusieurs années maintenant tous mes payables passent par FinXtra. Je sauve tellement de temps avec les batchs de paiements. Merci encore à toute l'équipe! »

Meghan W.Finance – SAS Company
★★★★★

"The team at FinXtra is nothing short of AMAZING. They are professional and knowledgeable and have saved me and our company SO much time and money. We now deal in 6 different currencies and our lives are so much better. I highly recommend them."

Melanie B.Finance Manager – Industrial Food Packaging
★★★★★

"I wish I had started earlier. I save a lot of money on all our forward contracts compared to the bank. Rocco is always available and responds quickly to any request. I have dealt with other FX companies these guys are simply the best, I fully recommend."

Rachel B.CFO – Industrial Manufacturing
★★★★★

"I have worked with Nik for over 18 years now, I have been so pleased since the beginning made our job less worrying. He always manages to get us a better average on our FX futures contracts. I feel like he's part of our extended business."

Marcus C.Director – Property Development
★★★★★

"I have been very satisfied working with FinXtra all my referrals receive the best treatment in any currency they need to transfer. I am extremely satisfied with the level of service and quality of detail received. A great partnership win win for everyone."

Sylvie G.Directrice – Alimentation
★★★★★

« Au début je croyais que c'était trop beau pour être vrai, Joe et toute l'équipe vous êtes franchement mes fournisseurs préférés! »

Robert F.Director – Industrial Products
★★★★★

"We have worked with FinXtra for the past 15 months as our sole FX service provider. Simon and his team have provided an excellent service at all times. Simon helps us with securing forward contracts when the rates are in our favor he truly cares."

Benoit G.Contrôleur – Agent Manufacturier
★★★★★

« Je travaille avec FinXtra maintenant depuis plus d'un an, mais ça fait plus de 8 ans que je travail avec mon courtier Mark. Il est toujours disponible et réussit à nous faire sauver beaucoup de sous à comparer à notre institution financière. »

Annie L.Contrôleure – Transport
★★★★★

« Les dernières années n'ont pas été faciles mais nous sommes très heureux de travailler avec FinXtra. Ils réussissent à nous rendre plus à l'aise avec nos décisions en ce qui concerne les taux de change. Nikolas et son équipe sont toujours disponibles. »

Dave S.Controller – Importer
★★★★★

"We have used FinXtra as our payments provider and find them excellent. It is not only the savings we have made; it is the ease of making the foreign transaction. I can simply send Joe an email and he handles everything for me."

Sean H.Owner – Music Agent
★★★★★

"We use FinXtra to mainly purchase USD dollar forwards to secure rates for our clients years ahead of time. Giuseppe always responds quickly to any request. I have dealt with other currency companies in the past and found them lacking. Fully recommend FinXtra."

Anabelle C.Directrice – Agence de Voyage
★★★★★

« J'ai été référée par une amie à travailler avec Adnan. Depuis plusieurs années maintenant tous mes payables passent par FinXtra. Je sauve tellement de temps avec les batchs de paiements. Merci encore à toute l'équipe! »

Meghan W.Finance – SAS Company
★★★★★

"The team at FinXtra is nothing short of AMAZING. They are professional and knowledgeable and have saved me and our company SO much time and money. We now deal in 6 different currencies and our lives are so much better. I highly recommend them."

Melanie B.Finance Manager – Industrial Food Packaging
★★★★★

"I wish I had started earlier. I save a lot of money on all our forward contracts compared to the bank. Rocco is always available and responds quickly to any request. I have dealt with other FX companies these guys are simply the best, I fully recommend."

FinXtra boardroom

Why Choose Us

Your Success, Our Priority

More than just a provider a trusted partner helping you navigate the global economy.

Integrity and Transparency
We operate with complete honesty. No hidden fees, no surprises just clear, straightforward partnerships built on trust.
Practical Tailored Solutions, Not Jargon
We cut through complexity to deliver real solutions that match your specific situation not one-size-fits-all products.
Hands-On, Solution-Oriented Delivery
Our team is actively involved in your success. We don't just advise we execute, monitor, and deliver results alongside you.
Legal & Governance
Our services are backed by clear terms and conditions, privacy protections, and a services agreement. We maintain strict confidentiality and governance standards in every engagement.
Pricing
Our pricing is transparent and flexible, with packages that scale to your business size and complexity. No hidden fees just solutions tailored to your needs.
Proven Framework
We blend proven methodologies with future-focused compliance, ensuring your business meets today's standards while staying prepared for tomorrow's regulations.
Free & No Obligation

See How Much You Could Save

Ask us for a comparison we'll reach out to you with a tailored analysis at no cost and with zero commitment.

Call Us Now

Build Your Career in FX with FinXtra

We're growing. If you're driven, curious, and want to be part of a team reshaping how the world moves money we want to hear from you. Don't see your role? Send us your resume anyway. We're always looking for great people and will keep your profile on file for future opportunities.

FX Relationship Manager
Manage a book of clients, execute real-time FX trades, monitor market movements, and support client liquidity needs. You'll provide timely pricing, guide clients through strategy, and work closely with our dealing and strategy teams. A basic interest in financial markets is all you need we'll teach you the rest.
Business Development Manager
Prospect and develop new business relationships across Canada and the United States, or build strategic partnerships. What we value most is your drive and your ability to connect with people. Sales experience is key everything else, we'll train you on.

Partnerships

Partner with FinXtra

Here at FinXtra we believe that the most powerful way of doing business is through referrals, so we designed a partnership program to reflect this. You can add value to your core business by facilitating any FX requirement your corporate or personal network may have, through an industry-leading provider.

You can feel comfortable referring business to us knowing that we provide the most simple, secure and cost-effective route for any kind of FX payment or risk mitigation strategy. We also have one of the most attractive commission structures in the industry, making this a win-win scenario for you and your network.

Champion mindset
Real Estate Agents & Property Developers
Help your clients navigate cross-border property transactions with seamless FX solutions.
Learn More →
Accountants Worldwide
Add currency management services to your client offering with zero overhead.
Learn More →
Lawyers Corporate & Immigration / Relocation
Support your clients' international moves and corporate structures with compliant FX services.
Learn More →
Financial Advisers, Family Offices & Wealth Managers
Deliver best-in-class FX and treasury solutions to your HNW clients through our white-glove service.
Learn More →

Become a FinXtra Partner

Join our growing network of partners and earn industry-leading commissions while delivering real value to your clients.

Get in Touch →

FAQ

Frequently Asked Questions

Everything you need to know about FinXtra and our services.

Opening an account is completely free, and you can have full access to our online platform.

Unlike banks, which often charge wide markups and hidden fees on foreign exchange, here at FinXtra we offer institutional-grade rates with full transparency. We access real-time wholesale pricing through global FX liquidity providers and pass those savings on to you without inflating margins.

Yes, our team has deep industry experience and expertise. There's so much noise these days we are here to help you make better decisions. From navigating currency markets to managing FX risk or exploring future financing options, we're here to help you with personalized guidance every step of the way.

No, our credit facility will not conflict with your current banking and financial relationships.

You have access to over 135 currencies with your account. For more information on available currencies, please contact us.

By using secure global banking partner accounts, clients can transfer funds online. FinXtra clients have the option to send a bill payment, initiate an electronic funds transfer, make a bank wire transfer, or set up direct debit for funds to be withdrawn upon transaction approval.

Please note that we do not accept checks or cash for regulatory reasons.

A forward contract is a form of hedging. It allows you to lock in a rate for up to five years. This helps to avoid currency risk and provides certainty about your profit margin.

FinXtra has partnered with Ebury Canada to offer payments and foreign exchange solutions. Ebury Canada is registered and regulated by Fintrac. All client funds are held with Ebury Canada in line with regulatory standards.

Currency accounts are accounts issued by partners, allowing clients to collect funds and initiate outgoing payments. They can be held in the client's name, and other banks and financial institutions can make payments to them.

Still have questions or want a free assessment and quote comparison?

Unlock the best FX rates with our efficient and reliable payment solutions it's fast and easy.

Call Us Now

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